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Fire

Industrial All Risks Insurance

All Industrial Risks having overall sum insured of Taka 200 million and above in one or more locations in Bangladesh shall be eligible for Industrial All Risks Policy. The Insurance provides comprehensive cover in respect of loss of or damage to property against any risk not specifically excluded by the policy wordings. Machinery Break Down and Business Interruption following material damage and or machinery breakdown can be covered on payment of additional premium.

Hotel Owners All Risks Insurance

This is specially designed to cater to all the insurance needs of a hotel owner. This policy has been adapted from the wording prevalent in international markets; as such coverage provided by it meets the requirements of management agreements, which owners usually enter with international chains of hotels.

Household Insurance

To live in one's own home is cherished by every one of us. But it is very hard to retain a house, which is exposed to several risks such as riot and strike damage, malicious damage, atmospheric disturbance, earthquake, explosion, impact damage etc. Pioneer provides an insurance protection to cover the interest of homeowners. The coverage is available on building as well as on contents. The coverage for buildings includes the risks of fire and all dry/wet perils. Contents (including jewellery and cash) are similarly covered including the risks of burglary and dacoity.

Consequential Loss Due to Fire Insurance

A fire might do very little damage to the buildings or the contents, yet the interruption of business might be very significant. Consequential Loss Policy indemnifies the insured for loss of net profit, standing charges and increase in cost of working expenses resulting from an accident identifiable under fire and allied perils insurance policy.

Fire and Allied Perils Insurance

Fire and Allied Perils Insurance provides comprehensive cover in respect of loss of or damage to property against fire, lightning and explosion of boiler or gas works used for domestic purpose only. To further safeguard the interest of the insured, the policy can be extended to cover riot and strike damage, malicious damage, flood, cyclone, earthquake (fire and shock), explosion, impact damage, aircraft damage etc. on payment of additional premium.

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